AIC AG Trading Conditions Breakdown

Trading conditions make or break long-term results. A 0.3-pip wider spread on EUR/USD, compounded across a year of active trading, silently eats into net performance more than most traders realise. Honestly, that’s the bit most review sites skim. This piece breaks down AIC AG’s headline trading conditions so you can benchmark them against your own strategy.

Spreads

On the standard account, AIC AG lists variable spreads starting from around 0.8 pips on EUR/USD during liquid hours. On professional-tier accounts, spreads compress further toward raw institutional pricing, with a transparent commission added per lot. The exact figures are published in the account specification. Always check the live spread snapshot, not just the advertised “from” number.

Commissions and Swaps

Commissions apply only on the raw-spread account tiers and are disclosed per lot per side. Overnight swaps follow interbank rates plus a broker markup and are published daily in the platform’s contract specifications panel. Triple swap is applied on Wednesday night for currency pairs, in line with T+2 settlement convention.

Leverage

Retail leverage is tiered according to instrument category. Higher on major FX pairs, lower on indices, single-stock CFDs and crypto CFDs. Professional clients who meet documented experience and capital criteria can request elevated leverage in line with applicable rules.

Execution Model

Here’s the thing about execution: it’s the easiest number to advertise and the hardest to verify. AIC AG operates a hybrid STP/ECN model that routes retail orders to deep-liquidity venues, with no dealing-desk intervention on standard instruments. Average execution latency on a standard internet connection sits in the low tens of milliseconds. Slippage is symmetric. You will occasionally fill slightly better than requested, as well as slightly worse, which is a marker of genuine market-facing execution.

Deposits, Withdrawals, Timelines

Deposits via card and SEPA are normally credited within minutes to a few hours. Withdrawals are processed within 1–3 business days after KYC verification is complete. Withdrawals must return to the same source used to fund (for example, card back to the same card) to comply with AML rules.

Customer Support

Multilingual support is available via live chat, email and phone. Average response time on chat runs under five minutes during European business hours. Account issues get escalated to a named relationship manager once the account exceeds the professional-tier threshold.

Putting It Together

AIC AG offers a trading environment that prioritises transparency over flashy promotions: published fees, real execution data, tiered leverage, and standard Swiss-aligned protections. Strategy fit still depends on your instruments and style, though this won’t suit everyone. But the conditions are documented, which is the essential starting point for any serious broker review.